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Plan your next home

How much rent fits your budget?

Enter your monthly take-home income, expenses, savings and debts to explore a rent budget that works for you. Your calculations stay in your browser and aren't sent to Paragon.

Your monthly budget

Combined income after tax, including regular support payments where relevant.

Try different rental amounts.

All amounts are in Canadian dollars per month. Enter 0 for costs that do not apply. Use your own figures; defaults are illustrations only.

Your personalized estimate

Rent budget based on your actual monthly costs

Rent as a share of take-home income—
Money remaining after all entered costs and savings—
Reference point: 30% of take-home income—

The 30% figure is a budgeting illustration, not a rule used by Paragon to qualify or reject applicants. Your priorities and actual expenses matter more than a single percentage.

Explore Paragon Rentals

How to prepare a strong rental application

Planning your next rental

Consider deposits, moving costs, laundry, parking, insurance and any utilities not included in the advertised rent. Compare each listing's specific inclusions before applying.

This calculator is an educational budgeting tool, not financial advice, a credit decision or a rental eligibility assessment. Paragon considers applications fairly and in accordance with Ontario human rights and privacy laws.

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